Your insurance and financial needs won’t always be the same.
Today, you may be looking for simple, permanent protection—but it’s nice to know you have the option to enhance your coverage in the future. Get insurance that is easy to understand and manage with the guidance of our professional and dedicated team of experts.
The Integratis Group is one of the most experienced firms in Canada when it comes to the identification of the appropriate benefit amounts, product type, design and long term game plan as it relates to protecting your family, your estate and taking advantage of Canadian tax laws to maximize efficiency and value of your premium dollars.
Life Insurance protects you and your family upon an unexpected death. You can choose between a term or permanent policy, with each serving its own purpose. When you die, it can be used to pay final expenses and debts, and provide an income for your family. The advantages of life insurance include:
- Unique estate planning opportunities
- Transfers the financial risk of an unexpected death to an insurance company
- Death benefits to named beneficiaries are almost always non-taxable
We have access to a wide variety of life insurance options that will help meet the needs identified in your financial plan.
The greatest asset you will ever own is your ability to earn an income. Disability insurance will protect that asset and allow you maintain your financial obligations should be become unable to work for an extended period of time. The advantages of disability insurance include:
- Your income is partially replaced if you are temporarily or permanently unable to return back to work due to an accident or illness
- You and/or your family can continue to have the same quality of life in the event you become disabled
- Can act as a top up with your current group disability policy
Contact us today to see how disability insurance can play a significant role in your financial plan